Affordable Care Act: What You Need to Know

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The ACA will affect health insurance coverage for most Americans, including you and your employees. It will also have a considerable impact on the organization’s health insurance plan. As a supervisor, you need to understand the basic requirements and benefits of the ACA, as well as the impact it will have so that you can work with Human Resources to make sure employees understand the provisions of the new law that affect them and so that you can answer basic questions employees are likely to ask.

Why “Affordable Care Act: What You Need to Know” Matters

    • The purpose of the Affordable Care Act is to make affordable health insurance more accessible to Americans and reduce the number of uninsured.
    • The Act is also designed to improve benefits and the quality of care provided by insurance coverage.
    • Under the Act, preexisting condition exclusions and benefit limits will be eliminated.
    • In 2014, the Affordable Care Act will require all Americans to carry health insurance coverage, either through their employers or a state-run health insurance exchange.
  • Employers that do not provide health insurance for employees will have to pay the government an annual per-employee fee. Individuals who do not carry coverage will have to pay an annual penalty.

Key Points

The main objective of this course is to help you become better acquainted with the provisions of the Affordable Care Act. By the time the course is over, you should be able to:

    • Identify the purpose of the ACA;
    • Understand its key provisions;
    • Recognize the ways this law affects employees;
    • Work with HR to explain the ACA to employees; and
  • answer employees’ questions about the law.

Duration: 36 minutes

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